Current Job Postings as of

Position:	AVP Credit Manager
Status:
Location:	Harbor Springs
Summary:	Manages collection function on all credits 60 days past due; reviews and assists as needed on loans 45 days + past due Manages credit analysis function on all loan relationships over $300M at FCB and at Select Bank Performs credit analysis on large, complex credits as needed at FCB and Select Bank Manages loan review function and staff on all loan relationships over $100M at FCB and at Select Bank Manages correction of exception items identified in the document imaging system and loan reviews Manages appraisal ordering and analysis function and maintains records Manages construction loan draw approval and funding process Serves as liaison to external auditor and examiner staff for loan related section of exams and audits Assists with training and support for all Loan Assistants including those at Select Bank Monitors and makes changes to the Loan Policy Tracks and manages loan files according to policy for all credits in bankruptcy, foreclosure, or other pending litigation. Manages all OREO properties according to loan policy Updates loan loss analysis on identified problem loans quarterly and other loans as requested Renegotiates and restructures problem loans Provides research and queries from Kirchman on loan related issues Reviews documentation on all loans of $1 million or more prior to closing Assists the Lenders with routine management of large credits as requested Assigns and monitors loan risk ratings Tracks non accrual loans Tracks and collects prior charged off loans Is a member of the loan committee at both FCB and Select Bank Is a member of the Compliance Committee
Education:	Bachelors degree in Business
Experience:	Knowledge of Microsoft Word, Excel and computer Data Base software. Preference for 5+ years experience with loan processing, documentation, credit analysis, and lending.. Accounting or finance knowledge.
Position:	Commercial Relationship Manager
Status:	Full time
Location:	Cheboygan
Summary:	Solicits and originates commercial loans, deposit accounts and other business. Develops and maintains working relationships within the community. Identifies customer needs and recommends bank products and services. Facilitating commercial loan closings and as needed with loan processing Participates in marketing strategy for commercial loan originations Develops and markets new commercial loan programs. Expert in regulatory, legislative and technological that affect commercial lending Promotes the bank's image in the community through participation in business, social and civic group activities
Education:	High school diploma or equivalent. Associates degree or Bachelor's degree in business recommended.
Experience:	Sales and customer service skills. Knowledge of Microsoft Office and Banking software. Extertise with commerical banking and compliance. Management skills. Ability to travel. Ability to lead a team.
Position:	Commercial Relationship Manager
Status:	Full time
Location:	Traverse City
Summary:	Solicits and originates commercial loans, deposit accounts and other business. Develops and maintains working relationships within the community. Identifies customer needs and recommends bank products and services. Facilitating commercial loan closings and as needed with loan processing Participates in marketing strategy for commercial loan originations Develops and markets new commercial loan programs. Expert in regulatory, legislative and technological that affect commercial lending Promotes the bank's image in the community through participation in business, social and civic group activities
Education:	High school diploma or equivalent. Associates or Bachelors degree in business recommended.
Experience:	Sales and customer service skills. Knowledge of Microsoft Word, Excel and other computer software. Expertise with commercial banking and compliance. Ability to travel.

Applications

Employment applications are accepted at all First Community Bank branch offices and resumes can be e-mailed to lynn.eckerle@firstcb.com.

Compensation and Benefits

In addition to a competitive salary, eligible full-time employees of First Community Bank and their eligible dependents have the opportunity to participate in the Bank’s benefits plan. The plan includes:

• medical insurance including prescription drug coverage
• dental insurance including orthodontia
• vision insurance
• long term disability, AD & D, and life insurance benefits
• flexible spending accounts
• bank accounts free of FCB service charges including free checks
• fitness facilities and wellness programs
• a retirement program

There is also an option for qualified employees to purchase additional life insurance, short term disability insurance, or other AFLAC provided plans with payroll deduction.

What Our Employees Say

Traverse City
"When joining FCB, I was becoming a member of a large team of people dedicated to working together for our company and clients. You will find no greater support of staff members any where else. I recommend you join our staff at FCB and experience the work environment. You will enjoy every work day. I have joined the Traverse City Branch of FCB. Please stop in and meet the incredible group of people focused on high quality customer service and achieving the goals of our bank."

Simone Steele, Customer Service

"I have been an employee of FCB now for 6 months. At the time I was asked to join the company, I wasn’t looking for a change in my employment. Out of respect for Ed Arbut, whom I had worked with in the past, I chose to talk to him about his new bank. Upon doing some research, I was intrigued to learn that this was a family owned company for 100 years. During conversations with others I have learned about the family feel of the company as a whole. I found that to be the case in my office and through my personal experience. When a group of people become as close as family, it is a wonderful working environment."

Debbie Highway, AVP Mortgage Lending

Petoskey
"I left a large metro bank to come to FCB to start-up the Petoskey offices. I felt it was an opportunity to further my career, be allowed to have input to the strategic plan of the bank, and restore the passion I had for customers and my profession. Working for a family, in an independent community bank setting has been very challenging, rewarding, and allowed me to again service clients with superior customer service. It was a change I needed and am happy I made."

Brian Braddock, Community President

"I like working at FCB because I thrive in an organized environment. Helping people keep their finances organized is a daily goal. Our staff is kind & helpful not only to customers but to other employees. Overall, FCB offers a pleasant working environment."

Lisa Veurink, Teller

Harbor Springs
"I like working here because I feel that I can grow here. I’ve been able to learn so much since I’ve started; from increasing my banking knowledge to going back to school to get my degree. It’s wonderful to know that you are encouraged to make yourself better. And by making myself better, I can do a better job for the bank!"

Nicki Southwell, Customer Service

"After 17 years, I’m on my second tour of duty with First Community Bank! I’ve worked for five other financial institutions, and this has been my all-time favorite job. FCB has a professional working environment, yet retains the small-town, friendly atmosphere that our customers appreciate. Our decisions are made locally, without all the red tape. Technologically, we surpass many banks much larger than we are. It’s a pleasure to work here, alongside a dedicated staff, nice owners, and one awesome view! I’m thankful every day…"

Ann Payne, VP Mortgage Lending

"I LOVE MY JOB!!! My name is Sue Boyer/Customer Service Representative. I have worked at FCB on and off since 1985. Starting as a part time teller when there were only three locations; now there are eight! Working my way up to full time teller, then Customer Service. I love meeting customers, solving problems, and finding just the right product to fulfill their needs. The Clarke family has been very generous from the benefits we receive to the full work-out area with showers. Not to mention the wonderful Christmas parties! The officers are known to grill a hamburger or hotdog on occasions for the staff. Lots of laughs. All in all this is a classy place to work."

Sue Boyer, Customer Service

"I started at this bank in 1985 as a part time teller. I moved away from Harbor Springs in 1991 leaving a job that I really liked. I moved downstate and started to work for a large regional bank and soon became involved in the investment side of the banking world. I have been handling investments for clients for 15 years. Almost 3 years ago I moved from the big bank back to the small community bank that I started my career at. I feel like I have come home after a long journey. The staff is friendly, caring and supportive of one another. It's like having your own extended family at work. I am so glad I made the move back to First Community Bank!"

Susan Cavell, Investment Executive