Mortgage FAQ

Speak with one of our mortgage lenders! After answering a few simple questions about the transaction, we can generate a pre-qualification letter in as little as 15 minutes. 

• Prior two years federal tax returns with attachments (W-2's, 1099's, K-1's)
• Pay stubs covering the most recent 30 days, all pages.
• Most recent 2 months bank & investment statements.
• Copy of purchase agreement or sales contract.
• Construction Loan – signed construction contract with cost breakdown and builder plans.

Although it does add convenience, it is not required.

Mortgage fees vary based on your specific loan program, but typically include costs like appraisals, credit reports, origination fees, and title insurance. Because every loan is unique, we recommend speaking with one of our mortgage lenders to compare different rates and fees. 

Rates can change daily. Contact one of our mortgage lenders for current rates!

The process can vary depending on the transaction and loan type but the more documentation that you have readily available will ensure a faster and smoother turn around time. 

We're here to help. Fill out this form and a mortgage lender will reach out.