Remote Deposit Capture (RDC)

First Community Bank offers business customers the ability to securely deposit checks from their office location using a bank-provided check scanner via the Remote Deposit Capture (RDC) software.

Once a business customer is set up for RDC and trained on using the check scanner, the customer will properly endorse the back of the check and scan it through the check scanner. A digital image of the check is then sent to First Community Bank to be processed, and the funds are typically deposited into the account on the next business day. 

What are the benefits of RDC?

• RDC allows businesses with multiple locations to consolidate funds into a single, central financial institution.
• RDC allows businesses to save on courier fees, fuel, and staff time by eliminating trips to the bank for check deposits, which increases operational efficiency.
• RDC reduces the risk of check fraud, lost or stolen items, and physical safety risks associated with the transportation of check deposits because check images are securely transmitted.
• RDC deposits can be transmitted 24/7 from the convenience of an office location, and the process is much simpler due to there being no need to physical deposit slips.
• The RDC software creates digital records and images, which simplifies research, auditing, and reconciliation, especially with the use of accounting software.

How to get started with RDC?