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First Community Bank
Family in a field

Mortgages


Apply for a Mortgage   

 
Apply for a mortgage today!  It’s as simple as clicking on the below Online Application button, visiting any full service Bank office, or by calling toll free (866) 526-2114 to setup an appointment.
 
Online Application
 
 

Best Mortgage Value

First Community Bank NMLS Institution ID 514387 
 
Contact a First Community Bank Mortgage Loan Officer today to learn about your best Mortgage Options:
  • Brandon S. Leestma - Harbor Springs - 231-526-2114 - NMLS ID 1667964
  • Sheryl L. Seelye - Petoskey Office - 231-348-1800 - NMLS ID 685278
  • Thomas A. McKinley - Cheboygan Office - 231-627-7700 - NMLS ID 1555347  
 
For new mortgages or refinancing your existing mortgage, we're the best!
 

Residential Mortgage Products

 
Why shop around? We have the solutions for your mortgage financing. Purchasing, refinancing, new construction or lot loan financing, we're here to help you with a product to meet your needs.
 
  • Fixed Rate Mortgages
  • Fixed Rate Jumbo Mortgages
  • Fixed Rate Financing for 1-4 Family Investment Properties
  • Construction Financing
  • Vacant Land Financing
 
 
For current rate and term information or any other questions regarding real estate financing, please contact one of our Mortgage Centers at the locations below.
 
  • Harbor Springs (231) 526-2114
  • Cheboygan (231) 627-7700
  • Grand Rapids (616) 454-8447
  • Petoskey (231) 348-1800
  • Traverse City (231) 946-2400 
 
Mortgage Application:
  • Prior 2 years federal tax returns with attachments (W-2's, 1099's, K-1's)
  • Pay stubs covering 30 days, all pages.
  • Most recent 2 months bank & investment statements.
  • Copy of purchase agreement or sales contract.
  • Construction Loan – signed construction contract with cost breakdown and builder plans.
 
Additional information may be requested: 
  • 2 years business tax returns with all schedules.
  • Copy of divorce decree or separation agreement.
  • Renters – Landlord's name and address.
  • Gift letter if down payment is a gift.
 
 
NOTE: This checklist is for your general information only. Your lender may require additional information based on your particular set of circumstances.
 





Grandpa Shorter's, Petoskey
where the locals go

For Petoskey stones and unique gifts, locals choose Grandpa Shorters. For reliable business banking, they choose First Community Bank.

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